Free Fixed-Income Analytics Software
Read more
Fixed-income investing deals in debt securities that generate a regular income stream for the investor. Fixed-income securities are typically issued by the government or corporations.
The returns on these securities if held to maturity are dependable making them a popular choice for investors seeking stable returns.
Fixed-income investing has a long history, dating back to the early days of the bond market in the 19th century. Initially, the bond market was primarily focused on government-issued bonds, which were seen as safe investments with reliable returns. As bond markets grew, so did the variety and complexity of the securities being issued.
In the 20th century, fixed-income investing became increasingly sophisticated, with the development of new tools and techniques to analyze and manage fixed-income portfolios.
One of the key innovations in the history of fixed-income investing was the development of credit ratings that provided investors with an assessment of the creditworthiness of bond issuers, which is an important factor in determining the risk of default.
Another significant development in the history of fixed-income investing was the growth of securitization. Securitization involves pooling together a large number of individual loans or assets and selling them to investors as a single security.
This innovation allowed for the creation of new types of fixed-income securities, such as mortgage-backed securities, that provided investors with exposure to a diversified pool of assets.
In the past, asset and wealth managers relied on manual processes and spreadsheets to manage their fixed-income portfolios, which were limited in functionality and prone to errors. As the market became more complex, it became clear that new tools were needed to help investors manage their portfolios more effectively.
One of the earliest attempts to create a software solution for fixed-income investing was the development of bond pricing models and fixed-income analytics in the seventies.
These models used algorithms to determine the fair value of a bond based on characteristics such as:
While these models significantly improved manual processes, they were still limited in their ability to analyze complex fixed-income portfolios.
In the nineties, the development of fixed-income analytics software accelerated. These tools provided investors with real-time market data, the ability to analyze bond portfolios, and tools for risk management.
Despite the advances in fixed-income analytics software, these tools still had shortcomings that made them less than ideal for managing complex fixed-income portfolios.
One of the main shortcomings was the lack of flexibility because they were one-size-fits-all, which meant they could not meet the unique needs of individual investors.
Another shortcoming of analytics software was the lack of data quality. Many software solutions relied on data from third-party providers, which could be unreliable or incomplete, leading to inaccurate analyses and decisions.
BasisPoint addresses these shortcomings as a customizable fixed-income library and bond analytics service designed to meet the unique needs of individual investors. The software interfaces with any internal application for:
Additionally, BasisPoint covers all major global markets, conforms to industry standards, and adheres to industry standards matching calculations for the most well-known fixed-income vendors.
New tools and techniques delineate the evolution of fixed-income investing, making it simpler to manage increasingly complex portfolios.
BasisPoint from DataVerse Systems is a software solution that addresses the shortcomings of previous fixed-income tools and provides extensive coverage of all the nuances of global bonds.
See the software in action when you schedule a demonstration.
